Six
principles
No guilt
A big month isn't a bad month
Some costs simply happen. Mark them as one-offs and they sit beside the month, never against it.
Honest numbers
Every number adds up
A figure is what you recorded, or plain arithmetic on it. Where it could differ from your bank's, Weffic says so.
A flexible framework
Room for everything you own and owe
Cash, cards, savings, investments, property and loans, in any currency.
The full framework is free
Every tool is free
Nobody should pay for a tool before they've had time to find out whether it fits.
Privacy
Your data stays on this iPhone
No sign-in, no bank login, no Weffic server. A backup is a file you keep, in your own iCloud Drive or wherever you save it.
Open to feedback
Missing something? Write to us from Settings
Missing something, or annoyed by something? Say so. Weffic changes with what people write.
Six principles
No guilt
Your usual month
Home sets the month against your usual month.
A big cost
A driving course, $1,850. On paper the month has passed your income.
What was different
On Your months, October stands beside your usual month. One thing stands out: Driving, $1,850 over.
One tap
Select the ones your savings covered. The month is worked out again as you do.
A usual month again
The course sits beside the month, and October is $340 under your usual.
One figure
Home gives October's regular spending as $4,660.
Where it comes from
Analytics, then Spending by category. The same $4,660.
Made of these
Eight categories. Together, $4,660.00.
Open one
Food & dining is two rows: $512.40 and $421.15.
Down to what you recorded
Four grocery runs. Nothing is estimated.
One line
Accounts. Everything you own, less everything you owe, for every day on file.
Any day
Touch and hold the chart to see any day, and your net worth at its end.
Own and owe
Four accounts. $36,260.20 owned, $11,076.90 owed.
A loan knows when it ends
Paid off in November 2028, with $786 of interest still to pay.
Room for the rest
A new account is a name, a type and a currency. Cash, cards, savings, investments, loans, lines of credit, property.
As many accounts as you have
Four here, and a fortieth would cost the same. Nothing counts them.
Of every type
Cash, cards, savings, investments, loans, a line of credit, property.
Every chart
Each chart this page has shown so far is in the free app. So are the ones it hasn't.
And every month you've kept
Go back as far as your records do, and set any month against the one before.
Take your time
No trial to beat. Weffic Plus is for automation: receipts, Apple Pay and iCloud backup.
Everything stays on this iPhone
No sign-in, and no server keeps a copy.
What goes out
Public exchange rates, with nothing about you in the request, and you can turn them off. A crash report too, only if you said yes, and never with anything you've entered.
Your data is a file
Import it, export it, back it up. A backup is one file, and you choose where it lives.
And the file is yours
Save it where you like. Weffic keeps no copy of it.